Workers' Compensation Insurance For Caregivers
Workers' Compensation Insurance protects the caregiver and the employer from the expenses and liabilities associated with a work-related accident. A single accident can leave the employer liable for thousands of dollars in medical bills. Don’t assume that this liability is covered under your Homeowner’s Insurance Policy! |
When a family hires someone to perform duties in or around their home, they are considered a “household employer.” The IRS views the worker — whether a caregiver, nanny, health aide, housekeeper, gardener, chef, personal assistant, estate manager, etc. — as an employee of the family in nearly every case.
Does Your State Require Workers' Compensation Insurance For Caregivers?
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